Paddocks at Jarvis Creek Overview
The Paddocks at Jarvis Creek is a gated, marshfront community on the north end of Hilton Head Island, tucked off Jonesville Road and reached by way of Spanish Wells Road. The neighborhood sits along Jarvis Creek and Lake Russell, a saltwater lake that gives many homesites water or marsh views without the price tag of an oceanfront address.
Homes here are primarily elevated, Lowcountry-style single-family homes built by K. Hovnanian Homes, with additional custom construction and resale inventory added over time. The community is not a golf or club community. There is no mandatory club membership and no golf course on site, which keeps ownership costs more predictable than at many of Hilton Head's larger plantation communities.
The Paddocks at Jarvis Creek is a distinct, separately gated community from Jarvis Creek Club, a nearby K. Hovnanian community also off Spanish Wells Road on Hilton Head's north end. The two are sometimes confused because of their similar names and shared area, but they are separate HOAs with separate amenities and governing documents.
Amenities
The community's amenities center on the clubhouse, pool and the marsh and lake setting itself. Residents have access to:
- A community pool with an adjoining clubhouse and gathering pavilion
- An outdoor fireplace and picnic areas for resident gatherings
- Walking trails along Jarvis Creek and the marsh, including trail access to two small private islands
- Lake Russell, a saltwater lake used by residents for fishing and kayaking, with a shared dock area (not private boat slips)
- Sidewalks and a gated entrance
Some listings and local sources also reference nearby horseback riding trails and the adjacent Sandy Creek Equestrian Center. That facility is not an HOA-owned amenity, so buyers interested in equestrian access should confirm current availability directly. The Paddocks does not include private boat docks for individual homesites; boaters on Hilton Head Island often use Palmetto Bay Marina for docking and storage.
Homes and Architecture
Homes in the Paddocks at Jarvis Creek are elevated, coastal Lowcountry designs, typically two to three levels of living space with multiple porches, standing seam or dimensional shingle roofs, and two-car garages, some with additional storage or guest space above the garage. Interiors generally run from about 2,600 to 5,000 square feet, with 3 to 5 bedrooms and open-concept kitchens and living areas common in the newer and custom-built homes.
K. Hovnanian Homes was the primary builder during the community's original development, and a number of homes were also custom-built by individual owners on remaining homesites. Because of that mix, finish level, elevation and lot premium (marsh view, lake view, corner or interior) vary more from home to home here than in a single-builder production neighborhood, so it is worth walking each property individually rather than assuming a standard floor plan.
Pricing in the Paddocks at Jarvis Creek reflects lot type and location within the community, with premium waterfront and marsh-view homesites generally commanding the highest prices. Because pricing shifts with the broader Hilton Head market, current listings are the most reliable guide to today's pricing. Carl can also pull a recent sales comparison for a specific home you are considering.
Location and Drive Times
The Paddocks at Jarvis Creek sits off Jonesville Road on Hilton Head Island's north end, in the same general area as Spanish Wells Plantation and Jarvis Creek Club. The location keeps residents close to Jarvis Creek Park, the Hilton Head Island Airport and the Cross Island Parkway, while still being a short drive from the island's beaches and shopping.
| Destination | Approximate Drive Time |
|---|---|
| Hilton Head Island Airport | 10 to 15 minutes |
| Coligny Beach Park | 15 to 20 minutes |
| Shelter Cove Harbour and Marina | 15 to 20 minutes |
| Old Town Bluffton | 20 to 25 minutes |
| Savannah/Hilton Head International Airport | 50 to 55 minutes |
| Historic Beaufort, SC | 45 to 55 minutes |
Flood Zones
As a marshfront community on Hilton Head's north end, most of the Paddocks at Jarvis Creek falls within FEMA Zone AE, the 100-year floodplain with a base flood elevation set by FEMA. A few pockets within the community, including areas near Hackney Pony Lane, fall in Zone X500, the moderate-risk 500-year floodplain. This is consistent with the elevated, Lowcountry-style construction used throughout the community.
Flood zone designations vary by specific address and can affect insurance requirements and elevation standards. Confirm the exact zone for a property you are considering with Carl or through FEMA's Flood Map Service Center before making a purchase decision.
Who the Paddocks at Jarvis Creek Fits
The Paddocks at Jarvis Creek tends to appeal to buyers who want the security and setting of a gated Hilton Head community, without the cost of a mandatory golf or club membership. It fits well for:
- Out-of-state buyers relocating to Hilton Head who want a smaller gated neighborhood with water views and community amenities, but not a full resort-style club commitment
- Second-home buyers who want marsh and lake scenery close to the island's beaches, restaurants and airport without the price premium of true oceanfront property
- Buyers who value walking trails, a community pool and a quieter, smaller-scale neighborhood feel over a large master-planned amenity package
- Buyers comparing several gated, non-golf north-end communities and wanting to understand how the Paddocks at Jarvis Creek differs from similarly named neighborhoods nearby
Carl's Local Perspective
I have lived in the Lowcountry since December 1996 and have been a full-time Broker & Realtor here since 2009, so I have watched this stretch of Jonesville Road develop over time. The name causes real confusion, since there is a Jarvis Creek Club nearby that is a completely separate, unrelated gated community. When buyers ask me about "Jarvis Creek," the first thing I do is confirm which one they actually mean, because the two have different amenities, different fees and different HOAs.
What tends to draw people to the Paddocks specifically is the setting along Lake Russell and Jarvis Creek and the fact that there is no mandatory club fee stacked on top of the HOA. I find it tends to appeal to buyers who want water views and a gated neighborhood on Hilton Head's quieter north end without paying for a golf membership they won't use.
How the Paddocks at Jarvis Creek Compares
Several gated, non-golf communities sit near each other on Hilton Head's north end. Here is how the Paddocks at Jarvis Creek compares to the closest similar neighborhoods.
| Community | Setting | Amenities | Golf / Club |
|---|---|---|---|
| Paddocks at Jarvis Creek | Marsh and lake, off Jonesville Road | Pool, clubhouse, trails, saltwater lake | None |
| Jarvis Creek Club | Wooded, off Spanish Wells Road | Pool and cabana only | None |
| Silver Moss | Marshfront on Old House Creek within Spanish Wells | Lawn care included, access to Spanish Wells amenities | Separate Spanish Wells Club membership available, not included |
| Spanish Wells Plantation | Marsh and Intracoastal Waterway, north end | Day dock, community amenities | Separate club membership available, not included |
| Hammock Breeze | Near Mitchellville and Fish Haul Beach Park | Small, gated K. Hovnanian community, no clubhouse or pool | None |
Amenities and fees change over time. Confirm current details for any community with Carl or the applicable HOA before making a purchase decision.
Frequently Asked Questions
Is the Paddocks at Jarvis Creek the same community as Jarvis Creek Club?
No. The Paddocks at Jarvis Creek and Jarvis Creek Club are two separate, independently gated communities on Hilton Head's north end, each with its own HOA, governing documents and amenities. They are easy to confuse because of the similar names and shared general area off Spanish Wells Road.
Is the Paddocks at Jarvis Creek a golf community?
No. There is no golf course and no mandatory club membership in the Paddocks at Jarvis Creek. The community's amenities are a pool, clubhouse, walking trails and the shared saltwater lake.
Do homes in the Paddocks at Jarvis Creek have private boat docks?
Individual homesites do not have private boat docks. The community includes a shared dock area on the lake, and boaters often use Palmetto Bay Marina for docking, boat storage and access to Calibogue Sound and the Intracoastal Waterway.
Who built the homes in the Paddocks at Jarvis Creek?
K. Hovnanian Homes was the primary builder during the community's original development, delivering elevated, Lowcountry-style single-family homes. Additional homes on remaining homesites were custom-built by individual owners, so finish levels and floor plans vary more than in a typical single-builder neighborhood.
What are the HOA fees in the Paddocks at Jarvis Creek?
HOA fees change over time and vary by home. See Carl's Hilton Head HOA and transfer fees guide for current figures, or contact Carl directly for the fee schedule on a specific home you are considering.
Is Lake Russell a freshwater or saltwater lake?
Lake Russell is a saltwater lake within the Paddocks at Jarvis Creek, used by residents for fishing and kayaking. It is tidally influenced, which is common for lakes and lagoons on Hilton Head Island.
What flood zone is the Paddocks at Jarvis Creek in?
Most of the Paddocks at Jarvis Creek falls within FEMA Zone AE, with some pockets in the lower-risk Zone X500. The exact designation varies by address, so buyers should confirm the flood zone for a specific property with Carl or FEMA's Flood Map Service Center.
About Carl Kratz
Carl Kratz is a Broker & Realtor with Century 21 Integra Realty, serving buyers and sellers across the SC Lowcountry, including Hilton Head Island, Bluffton, Beaufort, Hardeeville, and Ridgeland. Carl has been licensed in real estate since 2009 and has lived in the Lowcountry since December 1996, giving him firsthand, long-term familiarity with communities like the Paddocks at Jarvis Creek rather than a template written from a distance.
Reach Carl at carl@SCLowcountryRealEstate.com or 843.247.9373. Connect on Facebook, LinkedIn, Zillow, Instagram or YouTube.
Ready to See the Paddocks at Jarvis Creek?
Carl can walk you through current listings, recent sales and how this community compares to other gated, non-golf neighborhoods on Hilton Head Island.
Last reviewed: August 2026. Community details, amenities and fees are subject to change; verify current information with the HOA or Carl before making a purchase decision.

