Silver Moss Homes for Sale | Hilton Head Island, SC

About Silver Moss on Hilton Head Island

Silver Moss is a small, gated community of single-family homes off Spanish Wells Road on the north end of Hilton Head Island. Built out primarily between 2016 and 2023, the neighborhood sits along the marshes of Old House Creek near the Spanish Wells area. With only 48 homesites, Silver Moss offers a more intimate, low-turnover setting than many of Hilton Head's larger communities.

The community was built out with newer construction, which appeals to buyers who want to skip the renovation list that comes with an older Hilton Head home. Select homesites back up to open marsh views over Old House Creek, while interior lots sit under mature live oaks draped in Spanish moss, the namesake for the community.

Homes and Construction

Homes in Silver Moss were built primarily between 2016 and 2023 and range from approximately 1,643 to 3,200 square feet. The community was developed around a handful of recurring floor plan collections, giving buyers a mix of one-story and two-story options:

• Bordeaux Collection - single-story plans, generally in the 2,100 to 3,000 square foot range, with options for an upstairs bonus room.
• St. Emilion Collection - two-story plans built for more separated living space and additional privacy between levels.
• Burgundy Collection - shares its first-floor layout with the Bordeaux I plan.
• Cottage series - a smaller-footprint option added later in the community's build-out.

Most homes are 3 to 4 bedrooms with 2 to 3 full baths, open-concept kitchens, and 2-car garages, though exact specifications vary by lot and builder phase. Because Silver Moss is largely newer construction, buyers may encounter newer roofs, HVAC systems, windows and other major components than they would in many older Hilton Head neighborhoods. Condition still varies from home to home, so age should never replace a thorough home inspection and property-specific due diligence.

Amenities and Community Features

Silver Moss is built around low-maintenance, gated living rather than an on-site clubhouse or pool. Amenities within the community itself include:

• Gated entrance for residents and guests
• A community park and green space shaded by live oaks
• A community fire pit area
• HOA-managed lawn care, so exterior yard maintenance is handled rather than left to the homeowner

Because Silver Moss is located within the broader Spanish Wells area, homeowners have the option to join the Spanish Wells Club, a private club offering golf, tennis, pickleball, dining, and a resort-style pool. Club membership is optional and open to anyone, not tied to purchase of a specific home, so buyers should confirm current membership costs and terms directly with the club rather than assuming a fixed fee.

HOA, Membership and Ownership

Silver Moss is governed by its own homeowners association, separate from the broader Spanish Wells area's own association, even where amenity access overlaps. HOA dues fund the community's lawn care and common-area maintenance; for current dues, transfer fees, and other cost figures, see Carl's Hilton Head HOA Fees and Transfer Fees guide rather than relying on any figure quoted here, since HOA figures change over time.

Any exterior improvement, such as a pool, screened addition, or fence, is subject to Silver Moss's governing documents and architectural review rather than automatically permitted, so buyers planning changes to a home should confirm what's allowed before making an offer contingent on those plans.

Silver Moss has a minimum lease term of 6 months; rentals shorter than that are not permitted under the community's current governing documents. Buyers planning to use a home as a rental should confirm this term along with any other rental restrictions before purchasing.

Location and Drive Times

Silver Moss sits off Spanish Wells Road on Hilton Head Island's north end, convenient to the island's beaches, Old Town Bluffton, and Highway 278 for trips off the island. Drive times from Silver Moss under typical traffic conditions:

Schools

Hilton Head Island Elementary School, Hilton Head Island Middle School, and Hilton Head Island High School are the public schools typically serving Hilton Head Island's north end, within the Beaufort County School District (the district can confirm assignment for a specific address). The HHI School for the Creative Arts is also available as a public option on the island.

Who Silver Moss Fits

Silver Moss tends to fit buyers who want a newer single-family home on Hilton Head Island without the renovation concerns that can come with some of the island's older housing stock. The small gated setting, HOA lawn care, and availability of one-story plans can also appeal to buyers planning a full-time or second-home move. Buyers who want a large clubhouse, extensive on-site amenities, or a bundled golf membership will likely be happier comparing other Hilton Head communities.

Buyers comparing Silver Moss often also look at Jarvis Creek Club, Paddocks at Jarvis Creek, and Crosswinds, all small gated communities on Hilton Head's north end, as well as the broader Spanish Wells area that surrounds Silver Moss.

Frequently Asked Questions