Bermuda Pointe, Hilton Head Island: A Gated Boater's Community on Skull Creek

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Take a Video Tour of Bermuda Pointe

This driving tour of Bermuda Pointe shows the community's streets, the community dock, and the community pool, giving a real sense of the neighborhood beyond photos alone.

The community pool at Bermuda Pointe, available to residents alongside the community's day dock and boat slips.

What Living in Bermuda Pointe Is Actually Like

Bermuda Pointe sits close to several of the island's best-known waterfront restaurants on Skull Creek, including Hudson's, Skull Creek Boathouse, and Skull Creek Dockside, so a short drive to dinner on the water is part of daily life here, not an occasional treat. The community's West Indies and Charleston-influenced architecture, colorful home exteriors, and mature palm landscaping give it a distinct, low-key island feel rather than the manicured, uniform look of the island's larger resort-style plantations.

This is a boater's neighborhood first. The community's day dock and deep-water boat slips put many homeowners' boats within a short walk of the front door, and the Intracoastal Waterway access means owners can reach Calibogue Sound and open water without the lock system some other Hilton Head marinas require. For a buyer who wants boating access and a small gated neighborhood, but doesn't need a golf course or a clubhouse full of programmed activities, Bermuda Pointe is built around exactly that.

How the Bermuda Pointe Boat Dock and Slip System Works

Bermuda Pointe's community dock sits on Skull Creek and handles boat access in three ways: day docking on a space-available basis for loading and unloading, overnight docking capped at 48 hours at a time, and long-term docking under an annual lease for owners who want a regular spot. The face dock along the Skull Creek side is reserved for day and overnight boaters, while long-term leased spaces sit on the inside of the dock.

Because dock space is leased rather than deeded to individual homes, incoming owners typically apply through the community's management company and may join a waitlist rather than inheriting a slip automatically at closing. Boats are limited to 28 feet, which is worth knowing for anyone planning to bring a larger vessel. The annual lease is billed as a prepaid yearly fee, and overnight use outside the lease is billed per night. Contact Carl directly for today's long-term lease and day rates.

Flood Zone and Insurance Considerations

Bermuda Pointe sits across two FEMA flood zones, and the difference matters for insurance cost. Homes directly on Skull Creek and the community's tidal creek frontage generally fall in the higher-risk AE zone, where flood insurance is mandatory for financed purchases. Most of the interior of the community, set back from the water, falls in the lower-risk X500 zone, where flood insurance is typically optional and less expensive. Because flood zone boundaries are drawn lot by lot and FEMA maps are updated periodically, confirm the current designation for a specific address at the FEMA Flood Map Service Center before writing an offer, especially for waterfront lots.

Flood zone map of Bermuda Pointe. Purple/AE areas follow the Skull Creek waterfront; yellow/X500 areas cover most of the interior. Zone boundaries are lot-specific and may be updated by FEMA over time, so confirm the current designation for any address you're considering.

Bermuda Pointe Pros and Cons

Bermuda Pointe vs. Nearby Waterfront Communities

Buyers considering Bermuda Pointe are often cross-shopping it against Hilton Head's better-known boating communities. Here's how it stacks up on the factors that actually affect cost and lifestyle. Prices move with the market, so this table compares relative positioning rather than a fixed price; click a community name below for its current listings.

Figures reflect typical recent listings and community data. Prices and fees shift with the market, so check current listings before making an offer.

Who Bermuda Pointe Fits Best

Bermuda Pointe suits a buyer looking for a lower-maintenance second home or full-time residence built around boating and water access rather than golf or clubhouse programming. It's a strong fit for someone who wants to own or use a boat regularly, prefers a small and quiet gated street over a large master-planned community, and would rather skip a club membership than pay for amenities they won't use. It's less of a fit for a buyer who wants an on-site clubhouse, organized social programming, or a fitness center within the gates, since none of those are part of what Bermuda Pointe offers.

Bermuda Pointe FAQ