Palmetto Pointe Homes and Townhomes for Sale in Bluffton, SC

Palmetto Pointe vs. Palmetto Pointe Townes

The two sections share the same general location, schools, and flood zone, but home type, lot size, HOA structure, and maintenance responsibilities can differ.

Palmetto Pointe

Single-family homes only. Most are two-story plans with three to five bedrooms, one-car or two-car garages, and lots of about one-eighth to one-fifth of an acre. Many backyards are fenced.

Palmetto Pointe Homes for Sale

Palmetto Pointe Townes

Townhomes and single-family homes on smaller lots. The townhomes are generally three-bedroom, two-and-a-half-bath, two-story units of around 1,800 square feet built in the mid-2010s, with lower exterior maintenance than a larger lot.

Palmetto Pointe Townes Homes for Sale

There are three separate HOA arrangements within the community: Palmetto Pointe single-family homes, Palmetto Pointe Townes single-family homes, and the townhomes within Palmetto Pointe Townes. Dues, transfer fees, and maintenance responsibilities can differ among them. Carl's Bluffton HOA and transfer fee page lists current dues and transfer fees.

Where Is Palmetto Pointe Located?

Palmetto Pointe is on the west side of Bluffton in the Pritchardville area, between Okatie Highway (SC-170) and the neighborhoods along Rainbow Road. SC-170 connects north toward Okatie and Beaufort, and May River Road (SC-46) connects east toward Old Town Bluffton and west toward Hardeeville and Savannah.

That position makes Palmetto Pointe one of the more practical Bluffton addresses for anyone who regularly drives toward Beaufort, Savannah, or I-95 as well as toward Hilton Head Island. Drive times below are approximate, and traffic and time of day can materially affect travel times.

What Amenities Does Palmetto Pointe Have?

Palmetto Pointe has two community pools, one in Palmetto Pointe and one in Palmetto Pointe Townes, along with a playground, picnic area, fire pit, walking trails, and sidewalks through the neighborhood. The amenities are neighborhood-scale and maintained through the community's HOA structure, which keeps the focus on everyday use rather than a full-service amenity center.

For beaches, golf, boating, and dining, residents use what the greater Bluffton and Hilton Head Island area already offers, including public boat landings on the May River and public and semi-private golf courses throughout the region.

What Schools Serve Palmetto Pointe?

Palmetto Pointe is currently served by Pritchardville Elementary School, H.E. McCracken Middle School, and May River High School in the Beaufort County School District. Pritchardville Elementary sits directly next to the neighborhood, and May River High School is a few minutes away on New Riverside Road. (The Beaufort County School District can confirm the assignment for a specific address.)

What Does It Cost to Own in Palmetto Pointe?

The main recurring costs are property taxes, homeowners insurance, and HOA dues, which support the pool, playground, trails, and common areas. There are three separate HOA arrangements within the community: Palmetto Pointe single-family homes, Palmetto Pointe Townes single-family homes, and the townhomes within Palmetto Pointe Townes. Dues, transfer fees, and maintenance responsibilities can differ among them. Current figures are listed on Carl's Bluffton HOA and transfer fee page, which is updated separately from this guide.

South Carolina taxes a primary residence at a 4% assessment ratio and a second home or rental at 6%, so the same home can carry a noticeably different tax bill depending on how it is used. Carl's Bluffton cost of ownership guide walks through taxes, insurance, and fees in more detail.

What Flood Zone Is Palmetto Pointe In?

Palmetto Pointe is in FEMA Flood Zone X based on the flood map dated 10-4-26, which is outside FEMA's Special Flood Hazard Area. Flood insurance is generally not required by lenders in Zone X, though some owners choose to carry it. Carl's Bluffton flood insurance guide explains how this works.

What I Like About Palmetto Pointe

I've lived in the SC Lowcountry since December 1996 and have been licensed in real estate since 2009, and I've watched the Highway 170 and Highway 46 area grow from mostly woods into one of Bluffton's busiest residential areas. Palmetto Pointe sits right where those two roads meet, and for a lot of buyers that location is the main reason to look here.

From this neighborhood you can reasonably reach Old Town Bluffton, Beaufort, Savannah, and the airport without crossing the Hilton Head bridges. Add an elementary school next door, a neighborhood pool, and a choice between a single-family home with a yard or a lower-maintenance townhome, and it is a straightforward, practical place to own.

- Carl Kratz, Broker & Realtor, Century 21 Integra Realty

What Buyers Should Know Before Choosing Palmetto Pointe

Is Palmetto Pointe a Good Fit for You?

Palmetto Pointe tends to work well for buyers who want more interior space for their budget, a neighborhood pool and trails without club dues or a gate, and quick access to SC-170 and SC-46 for regular trips toward Beaufort, Savannah, or Hilton Head Island. Palmetto Pointe suits buyers who want a single-family home with a yard, while Palmetto Pointe Townes suits buyers who want less exterior upkeep. Both work for relocation buyers, first-time buyers, and long-term rental owners, subject to the 12-month minimum lease and current HOA rules.

Buyers who want one-level living, a larger lot, or a quieter setting away from the main highways will usually be happier looking elsewhere in Bluffton.

Similar Bluffton Communities to Consider

Palmetto Pointe FAQ

Recent Sales in Palmetto Pointe

Recent closed sales are the best guide to what homes in Palmetto Pointe and Palmetto Pointe Townes are worth today, whether you are buying or thinking about selling.

By section: Palmetto Pointe sold homes | Palmetto Pointe Townes sold homes

Thinking About Palmetto Pointe?

Carl Kratz is a Broker & Realtor with Century 21 Integra Realty, licensed since 2009 and living in the SC Lowcountry since December 1996. Call or text 843.247.9373, or reach out below.

Last reviewed: October 2026. Community details, HOA rules, and school assignments can change. Meet Carl Kratz | Bluffton homes and communities